Credit Ratings

First Horizon Corporation Credit Ratings¹

Ratings Agencies	Moody's2	Fitch Ratings3
Long Term Issuer Default Rating Outlook	Positive	Stable
Long Term Issuer Default Rating	Baa3	BBB+
Short-Term Issuer Default Rating	-	F2
Viability Rating	-	bbb+
Preferred Stock	Ba2 (hyb)	BB
Senior Unsecured Outlook	Positive	-
Senior Unsecured	Baa3	BBB+

First Horizon Bank Credit Ratings¹

Ratings Agencies	Moody's2	Fitch Ratings3
Long-Term Issuer Default Rating Outlook	Positive	Stable
Long-Term Issuer Default Rating	Baa3	BBB+
Subordinated Debt	Baa3	BBB
Short-Term Deposits	P-2	F2
Long-Term Deposits Outlook	Positive	-
Long-Term Deposits	A3	A-
Preferred Stock	Ba2 (hyb)	BB
Viability Rating	-	bbb+
Senior Unsecured	-	F2

1. A rating is not a recommendation to buy, sell, or hold securities and is subject to revision or withdrawal at any time and should be evaluated independently of any other rating.
2. Last change in ratings was on May 14, 2015. Outlook changed to Positive (where noted), and ratings affirmed on June 11, 2025.
3. Last change in ratings was on October 3, 2024. Outlook changed to Stable (where noted) on May 5, 2023.